Volume 2 • Issue 2 | June, 2018

Risk Management According to International Standards (Basel II) - Application and Business Efficiency of Vietnam Banking System

Tran Thi Ngoc Tram

Abstract: Implement the Basel II roadmap in banking risk management that is one of the basic measures to restructure credit institutions. And now, after nearly 2 years, 10 commercial banks have been selected to implement Basel II and 1 year implementing Circular 41/2016/TT-NHNN, bad debt ratio, business efficiency and prestige of Vietnamese commercial banks have been improved considerably. The data and analysis in this article will highlight the situation, but also poses many problems for the next implementation, which recommendations are discussed in the end.